Board of Directors


Dr. Charlie In


Charlie In has more than 40 years of business experience and spent the last 20 years providing investment and private banking advisory services in China. He has invested and listed many PRC companies outside China.


Charlie was advisor to AXA, BASF, Citibank, DBS, Hilton, IBM, Microsoft, Motorola, Siemens, Volvo. 
He was Chairman of several public-listed companies listed on the ASX and SGX. He was the Chairman of Direct Marketing Association of Singapore, advisor to Asia Pacific Management Institute and the People's Association of Singapore. He was an adjunct faculty member of Singapore Institute of Management for 20 years and 17 years at University of South Australia.


He has taught MBA classes at China’s JiaoTong, RenMin, Beijing and Tsinghua universities. Charlie won the 2010 Big Ben Golden Mulberry Award as the Most Respected Financial Writer for his "Family Financial Freedom" book published by Tsinghua University Press. His “The A to Z of Achieving Abundance For Financial Freedom” book hit the China top selling chart in 2017. 

Charlie holds a marketing diploma from the UK Chartered Institute of Marketing, MBA from University of East Asia, Macau and post-graduate qualification from ADMA/Macquarie University of Australia.

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Albert Fan

Chief Executive Officer

Albert Fan, with over 40 years’ experience as a business veteran with both regional corporate leadership background in IBM, DHL and his own businesses.


His specialization is in corporate development with the emphasis on valuation enhancement in people and the business. His Asian-wide business network enables Raffles Financial to provide localized corporate finance advisory and arrangement services for fast growing Asian companies. He leads a team of dedicated investment and private banking specialists based throughout the Asia-Pacific region.


Dong Shim

Chief Financial Officer

Mr. Dong Shim has 10+ years of experience as Chartered Professional Accountant and 5+ years of experience as CFO and Director for listed firms in Canada. Mr. Shim has served as an audit partner on numerous audit engagements with a mid-size firm located in Vancouver, British Columbia, where he audited various publicly-traded companies, primarily focusing on junior mining, oil and gas, pharmaceutical, and high-tech industries. As an audit partner, Mr. Shim also assisted various start-up companies in achieving public listings on the TSX Venture Exchange, Canadian Securities Exchange and the OTC Market. 


Mr. Shim also holds a financial executive position and is a board member for various public and private companies including National Securities Administrators, Shim & Associates LLP, Golden Tree Capital Corp, Organimax Nutrient Corp and Arizona Silver Exploration Inc.


David Wong

Independent Director

Mr David Wong, Canadian, has 23+ years of commercial and private banking experience with stints at HSBC, Credit Suisse,  Prudential Bancassurance, Bank of America, ABN AMRO, Bank of Communications, MetLife, SHKF, and AMG. David is passionate about wealth management and risk mitigation for his clients. He and his team are managing USD 1.5 billion AUM and has won numerous awards for 12 years consecutively. He is CEO of Victoria Financial Group that provides corporate and private banking advisory services including insurance and risk mitigation consultation.

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Lily Ren

Independent Director

Ms. Ren covers the areas of corporate governance, public disclosure, and financial reporting for public companies. She has cross-disciplinary knowledge of healthcare, financial services and sustainability industries. She was involved with major financial and strategic consulting firms including Cedar Strategic Holdings Ltd., United Overseas Bank Ltd. and Scotiabank. 


Ms. Ren graduated with Bachelor of Science in Accounting and Finance from London School of Economics and Political Science in 2012. She obtained her Master’s of Health Leadership and Policy (MHLP) at the University of British Columbia in 2016.

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Kit Chan

Chief Corporate Consultant

Mr. Chan is a Certified Public Accountant (HK Branch) and a Chartered Company Secretary and member of the Hong Kong Institute of Chartered Secretaries and the Institute of Chartered Secretaries and Administrators. He possesses a vast range of experience in international auditing, corporate finance restructuring and fund raising. Mr. Chan was a financial executive and director of several prestigious companies including China Flexible Packaging Holdings Ltd., Universe Printshop Holdings Ltd., Hua Han Health Industry Holdings Ltd., BDO (formerly known as Grant Thornton). 


Over the last two years, Mr. Chan has been establishing a framework of reporting requirements in respect of financial accounting, internal control and corporate governance for the purpose of public listing on the HK Gem Board. 


Mr. Chan graduated from the Hong Kong Polytechnic University with a Master’s degree in Corporate Governance and a Bachelor Degree in Accounting.